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OptOutPrescreen.com

• ID: optout-prescreen
• Category: multi-company prescreen opt-out mechanism
• Jurisdictions: United States
• Review status: reviewed guidance
• Last reviewed: 2026-08-17

Official sources

• Official industry site: https://www.optoutprescreen.com/
• Choice form: https://www.optoutprescreen.com/form

Supported goals

• opt-out — stop Equifax, Experian, Innovis, and TransUnion from including a matched credit file in lists used for firm offers of credit or insurance for five years through the electronic option, or permanently after completing the postal form.

Channels and required capabilities

• Channel: official browser form; permanent opt-out also requires printing and postal mail
• Harness capabilities: browser and filesystem; printing, signature, sensitive entry, and mailing are user-handled
• Destination: OptOutPrescreen.com

Minimum known fields

The live form controls. It says an SSN can help match a file but processing may be attempted without it. The user decides and enters any SSN directly; it is never copied into chat or progress.

Procedure

1. Explain that this stops specified prescreen lists; it does not delete or freeze a credit report and does not stop every marketing offer.
2. Compare the five-year electronic and permanent postal options.
3. Preview the selected option, fields, and channel; obtain approval.
4. The user enters sensitive values and submits or mails the permanent form.

Manual checkpoints

• Sensitive identifiers, CAPTCHA, printing, signature, postage, and final submission are user-handled.

Evidence and status interpretation

Electronic confirmation means the five-year request was accepted for matching. Permanent status requires the signed form to be mailed and processed. Neither outcome is deletion or a security freeze.

Limitations

• Coverage is limited to prescreen lists from the four named consumer reporting companies.
• A company must be able to match a credit file for the choice to apply.