Each broker profile is a reviewable Markdown file describing the strongest supported exposure-reduction channel, minimum known fields, manual checkpoints, and limitations. Prefer deletion; otherwise use persistent suppression, opt-out, block, or a security freeze. A freeze restricts access to a report and does not erase it. Profiles are guidance for the harness; they are not executable workflows and do not prove that a company holds the user’s data.
california-drop.md — California’s government-operated deletion mechanism; manual guidance only.spokeo.md — people-search opt-out research guidance.whitepages.md — public-listing suppression with live-form-only fields.beenverified.md — public-result opt-out with user-controlled record selection.peopleconnect.md — suppression guidance covering the PeopleConnect name-search family.data-axle.md — deletion and opt-out request entry point.liveramp.md — advertising opt-out and jurisdiction-dependent deletion.acxiom.md — country-routed deletion and opt-out requests.epsilon.md — deletion and distinct marketing or processing opt-outs.cotality.md — privacy deletion/opt-out entry point and Credco source-bureau guidance.optout-prescreen.md — five-year or permanent firm-offer list opt-out covering four credit bureaus.equifax.md — nationwide credit-report freeze.experian.md — nationwide credit-report freeze.transunion.md — nationwide credit-report freeze.innovis.md — supplementary consumer-report freeze.chexsystems.md — bank-account screening report freeze.lexisnexis-risk-solutions.md — privacy choices and LexisNexis/SageStream report freeze.lexisnexis-clue.md — property and auto insurance report freeze.clarity-services.md — alternative-financial-services report freeze.datax.md — subprime consumer-report freeze.factortrust.md — nonprime consumer-report freeze.microbilt.md — alternative credit and recurring-payment report freeze.teletrack.md — subprime and service-provider report freeze.nctue.md — telecom and utility report freeze.the-work-number.md — employment and income report freeze.first-advantage.md — employment background-screening file freeze.first-advantage-resident-solutions.md — tenant-screening report freeze.saferent-solutions.md — tenant-screening report freeze.blend-insights.md — employment, income, and bank-asset report freeze.Use profile-template.md for a new company only when it has a removal or release-restriction channel. The CFPB’s current consumer reporting company list is a discovery source for additional specialty reporters, but a company belongs here only after its current restriction channel and consequences are reviewed. Verify official sources before use and update the review date when the observed process is rechecked. If a live flow differs materially, stop and treat it as unreviewed.